HOUSING LOANS (HOME LOANS) IN KERALA

HOUSING LOANS (HOME LOANS) IN KERALA

NOW A DAYS, EVERYBODY IS LOOKING FOR A HOUSING LOAN (HOME LOAN) TO BUILT A NEW HOME OR RENOVATE THE OLD ONE.

SO, HERE WE PROVIDE ABOUT SUCH LOANS BY VARIOUS BANKING INSTITUTIONS

KERALA GRAMIN BANK

IT OFFERS MAXIMUM LOAN LIMIT WHICH IS EQUAL TO 72 MONTHS GROSS SALARY / 6 TIMES THE AVERAGE ANNUAL INCOME.

REPAYMENT PERIOD UP TO 20 YEARS

ELIGIBILITY: INDIVIDUALS WITH EMPLOYMENT / BUSINESS OR PROFESSION ARE ELIGIBLE.
AGE SHOULD BE LESS THAN 60 YEARS.

FOR MORE DETAILS: KERALA GRAMIN BANK

FEDERAL BANK HOUSING LOAN

FEDERAL BANK ALSO OFFERS HOUSING LOAN IN A MODERATE TERMS AND CONDITIONS.

THEY OFFER :
SPEEDY LOAN APPROVAL
LOAN UP TO 85% OF PROJECT COST
LOAN AMOUNT UP TO 1500 LAKHS
MINIMAL PAPERWORK
REPAYMENT PERIOD IS LONGER - 30 YEARS
SECURITY: MORTGAGE OF LAND AND BUILDING.

FOR MORE DETAILS : FEDERAL BANK HOUSING LOANS

KERALA STATE FINANCIAL ENTERPRISES LTD (KSFE) 

KSFE ALSO OFFERS HOUSING LOAN WITH MODERATE TERMS.
SALARIED PERSONS, PROFESSIONALS, BUSINESSMEN, NRI'S ETC ARE ELIGIBLE TO APPLY.

INTEREST IS YEARLY DIMINISHING - 9.25% AND 9.75%

FOR MORE DETAILS : KSFE HOUSING LOANS


OTHER SCHEDULED AND NATIONALIZED BANKS ARE ALSO OFFERING HOUSING LOANS.

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